Systemy zabezpieczenia społecznego na przykładzie RFN

Abstract

In the paper there is an attempt to answer two basic questions: — what types of developed market economies function today and what kind of social security schemes they offer; — which of those models could be a desirable one for Poland. Answering the first question, the author presented a brief characteristics of: — the system of individual capitalist market economy; — the system of social market economy; — the system of market economy in a welfare state. From the point of view of the existing conditions and possibilities of transformations, the most useful model for Poland seems to be the second one mentioned above i.e. a system of social market economy implemented in Germany. Therefore, the majority of considerations contained in the paper relates to the functioning of the German model of the social security system and its principles in Germany, including: constitutional and legal protection of social benefits, obligatory insurance and a variety of non-insurance related types of benefits offered to different sectors of the population.